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Fun fact: the average sentence for tax fraud is 13 months: https://www.ussc.gov/research/quick-facts/tax-fraud
Lol.
“Mortgage rep” is just a low level salesman.
Sending a 1099A to the IRS is saying
Dear IRS, for your information, I told the IRS that I already paid you money, so the IRS may be expecting you, the IRS, to pay taxes to yourself for the money I didn’t actually pay you.