On every single professional sports game I’ve ever seen, every single show, every single channel. Isn’t this our fucking money you’re meant to give out should, god forbid, something happen?
Why is it even legal to do this? Blowing this money on CONSTANT, DUMB fucking little fucking cutesy fucking skits, not even trying to fucking pitch anything anymore, just burning money on TV and laughing at us while the fucking lemur does epic bants. it makes me so fucking sick, these people should be chained in the dungeons for the rest of their lives.
It’s illegal to not have car insurance so why the fuck do they think we need to see this constant fucking microwaved vomit fucking garbage every fucking second every fucking show every fucking channel??
thank you
I am in a particularly hateful state about insurance. My brother is an insurance broker in another state. My other brother is a right wing cuck who thinks capitalism makes everything the greatest it could be (trumper too, btw). My wife has worked all her life to pay into all the things and last April she suddenly lost her vision and her job and her shitty doctor didnt know how to treat her vertigo for seven years and fucking told her that only Jesus can fix her and now she’s fucked, broke, and today is asking me if I want a divorce so I wont be responsible for her debts or suicide.
If any if you fucking MAGA shitheads are reading this: you’re goddamn right America is a shitty country and you fucking assholes are the reason why.
Car insurance ads are bad, but health insurance ads are worse. Every time I see one I wonder whose treatment got denied to pay for it.
I live in Canada and used to work as an adjuster and dated an American broker. There are many good insurers in the US, none of them advertise. Go to an honest broker and they’ll tell you about those boring good ones.
The differences in our systems were astonishing. Those advertised insurers let you go around with basically no coverage. I can’t believe your minimum third party liability amounts, especially considering the crazy medical costs in your country. It’s just over a tenth of the minimum we allow in my province, and we have socialized health care and more robust social safety nets. A serious accident will ruin you for life if you take that cockney lizard’s policy. He’s a scam artist from the mean streets of London.
I’m nowhere close to the insurance industry but I had sort of noticed from various stories.
The idea I had of what insurance is supposed to do seems to be based on how it works in Canada. If you want to take a big risk on losing your car, home, license or whatever then paying insurance even a high amount make sense.
Comparitively in the US, particularly in healthcare you seem screwed whether you get insurance or not. Americans get the freedom to pay hundreds of dollars a month, just to have to pay a minimum of more thousands if something does happen. In Canada, we don’t have universal dental yet and a full checkup, xray, cleaning and fluoride without insurance is about 600 CAD or ~440USD. I don’t know how much dental costs down South…
Yeah, insurance is a fundamental, necessary piece of civilization and has existed since before Hammurabi. But it has also been abused by profiteers since then too, and it’s not always easy to tell the difference. In a cut-throat, free market, capitalist driven economy, the incentive is to cover nothing for high premiums. A scam, essentially. Add a law where corporations are people and unlimited political donations is free speech and you’ll have enourmous pressure put on politicians to keep the insurance industry unregulated (except making buying it mandatory). Thus Geiko is allowed to exist. Lower premiums, but you are essentially uninsured for anything more than a minor fender bender. Paying premiums for nothing. This is bad for everyone involved in an accident except the insurance companies.
I don’t know anything, and to avoid complications, what kinds of legal minimums does Canada require?
Here in BC we have a minimum of $200,000 liability insurance. We don’t separate based on property or injury, 200k covers all. But only low income drivers stop at 200K, $3Million is the most common liability amount. If you end up accidentally crippling a kid, you will require every penny that 3million. We don’t advertise our insurance at all. Insurers must have a reserve on hand to cover every single outstanding claim plus 10 million, I’m not sure what those numbers are in the US, it wouldn’t surprise me if they were much more lax. The Insurance Act of BC is a beautiful piece of legislation with the insured’s best interest in mind, not the insurer’s shareholders.
a petition to ban marketing, advertising, and sale of personal information in general would be a good way to have a chance at shattering big tech and commercial crap all at once, but it’ll never happen 🙁
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What, are you just gonna not have insurance? Something could go wrong! You don’t wanna go bankrupt because of a health problem, do you? Also, we can’t guarantee you won’t still go bankrupt with our insurance, but you won’t have to pay for basic drugs! Maybe…
i hop between geico, progressive, and allstate. after the 6month bait deal ends i just call and move over to the next competitors 6 month sweet deal.
It’s easy to maintain, just 3 tabs on my browser and now you don’t even have to talk to a person.
i learned after graduating in 2006 and walking face first into 2008s bullshit. if they want to hot potato lumps of debt, ill just hot potato competing services.
This is one of a thousand reasons why the entire insurance industry should be burnt to the ground
Surely they would be insured for that though?
