• feedum_sneedson@lemmy.world
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      11 months ago

      I got 5% on my ISA twenty years ago, and it really did feel like getting free money. Now my savings are depreciating so quickly I feel like I’d be better off spending it all. Not that it’s very much.

    • blujan@sopuli.xyz
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      11 months ago

      I get 15% currently from nu bank in mexico, and the mexican peso is appreciating vs the us dollar, so it really is a great deal.

        • blujan@sopuli.xyz
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          11 months ago

          Yeah, but it’s not that direct a process, and while there’s still interest in the currency we can support a lot more of it. High interests have also meant less spending and lower inflation.

          Really the currency losing value is something that happens always so just getting anything in return is a win, though it sucks for people holding money without a good investment.

    • AngryCommieKender@lemmy.world
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      11 months ago

      More like 40. I had a checking/savings account that my grandmother set up for me when I was born. It paid .5% interest on a checking account, and the savings acciunt paid 2.5%. They stopped giving those rates sometime in the 90s. Same bank charged me an “inactivity fee” in the mid 00s to 0 out the accounts and closed them.

        • AngryCommieKender@lemmy.world
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          11 months ago

          Those accounts had disappeared by 93. I was 13 then, and didn’t know about my other checking account, cause my grandma didn’t think I needed any money till I left for college. I went around to every bank and ended up setting up my “first” checking account in 93, cause I started working on a tobacco farm for video game money, and needed a way to cash my check without fees. None of the banks were offering interest on checking accounts, and the best interest rate I could find at the time on savings was 1.75%