I’m quiet shocked it isn’t the case in the US or Texas already. I’m from Germany and if you harm anyone while being drunk or just stupid you have to pay for every problem you caused. E.g. falling asleep while driving, causing an accident and hurting a pregnant woman, damaging the infant maybe a brain damage or stuff, it would be calculated by statistics how much money the child won’t earn in life cause of you and you had to pay for every medical treatment for ever. Every cent not earned or spent because of your actions is yours to pay.
If you’re playing on pc, just look up the mod and try the additional mod “grandpas map” as well! After around 1,500h in SV it feels like a new game with those two mods installed. Cannot recommend it enough!