That’s nobody’s business but the Turks.

Gladly.

I was mostly musing on the schadenfreude of sovcits unleashed upon debt collectors. Your advice (or probably anything other than pretending to be a sovcit) is almost certainly better for someone actually going through debt collections.

I assume hard cases here refer to people who aren’t responsive or put ups fight?

I’d imagine a motivated sovcit could be way more of a pain because they cause active headaches with frivolous filings and wasting time vs just not paying. Though maybe I’m giving them too much credit or debt collectors too little credit.

Might be a solid strategy to combat debt collection agencies. They buy overdue debt at steep discounts and then harass people and collect on some portion, enough to make a profit overall. Dealing with sovcits probably has negative expected value vs whatever debt they are trying to collect.

Can you imagine sovcits unintentionally doing societal good by sovciting debt collection agencies? The mind boggles.

I can’t believe these amateurs. He clearly forgot to file a Declaration of Impending Balance Surrender.