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Joined 8 months ago
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Cake day: March 21st, 2024

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  • I was going to argue that while season 7 was bad, it wasn’t as bad as season 8. But then, I remembered how shit the Beyond the Wall episode was.

    1. They come up with the stupidest fucking idea of catching a wight. Jon Snow saw them at Hardhome. It was an insane number of dead people. How the fuck do they think they are going to trap something that is dead?
    2. Why the fuck are wights doing squad patrols throughout north of the wall? They’re fucking dead. They don’t need rest, food, or water. Just scatter wights throughout the area as lookouts.
    3. Why in the ever loving fuck are they sending the most important characters to go on a suicide mission?? I’m not even going to elaborate on that.
    4. We saw the entire party leave the Wall and walk around searching for wights. When they get to that little island and start fighting them, all of a sudden, there are all these unnamed characters showing up just to die. Where the fuck did they come from‽
    5. They send a kid that grew up entirely in King’s Landing on an unarmed marathon to get help. The kid, malnourished, dehydrated af, and alone, covers a distance that took them days to travel. Once there, they send a raven to cover half the distance of the entire island to get Danerys to fly to find them. Except Danerys has never been north of the Wall. How the fuck does she know where she is going??

    I gotta stop. This is just too stupid.





  • I think part of the joke is that it seems to me that some people think that even if someone is in a committed romantic relationship, it’s okay to sleep with others until they’re married because a committed romantic relationship is not official; it’s informal. In other words, it’s only cheating if they’re married. Otherwise, it’s fair game because it’s not official.



















  • Assuming that demand for car insurance is artificially inflated because people are mandated to purchase it, wouldn’t an open market still drive down prices due to competition? Another market that has even more demand is food. People aren’t even legally mandated to buy food. They either buy it or die. There may be a few people that can grow enough of their own food to sustain themselves without ever purchasing it, but I would guess that there are more people that make enough money to live without insurance than people that grow all of their own food. Despite that, food seems to be relatively affordable. If one food vendor is charging too much or I don’t like their product, I can easily go to a competing food vendor and purchase there. Adam’s invisible hand then ensures that the market provides an efficient quality-to-price ratio. I’m not arguing it’s perfect, but we don’t hear about how food stores are ripping us off as much as we do about insurance companies. My argument is that despite there being inflated demand, the insurance companies still have to compete with each other for those customers, which would have a considerable impact on price. Let’s say we all buy cars that are valued at $20k. If one company is providing insurance for $100/month and the other company is charging $150/month, everything else being equal, the former would earn more customers.

    Also, since demand is high, I think it would LOWER rates. Here’s why. If insurance was not mandated, then the people that would get it would include everyone that thinks they may need it. The ones that think they will not use it will avoid wasting their money since they’re not receiving anything in return. That means that there will be less contributions and more expenditures from the pooled money, making insurance more expensive. Mandate insurance makes it so that even the people that will not use it contribute to the pool, so everyone’s costs are lower than otherwise. Of course, this would only happen in a market that allows for competition. Otherwise, if there were only one insurance provider, they would be in a position to price gouge everyone since the only other option would be to break the law.