In theory a pension is stable, guaranteed income. The employer promises a monthly or annual payment for life, and they manage a pool of money to make sure you get that payment regardless of whether the market goes up or down. People like stability.
With a 401k you take on the market risk yourself. If the market tanks (2000 and 2008 come to mind) then your retirement funds are suddenly worth less and your payments to yourself (distributions) go down. Of course, if the market is hot you can also direct your investments to try and ride the wave. Greater risk means greater (potential) reward.
401k’s also have required minimum distributions that kick in as you get older. If you live long enough you will reach a point where you have been forced to drain the whole thing into your regular bank account. Then it’s time for another plan.
Your last paragraph is a good one. I fell in love with Sweden when I was there. Then I talked to some teenagers and they said they really wanted to live in America. It caught me off guard. I didn’t understand why they would want to leave a place that seemed so safe, secure, and comfortable. They said they wanted more flexibility and opportunity. Sure, they could get a stable living-wage job and keep it for their whole career, but in America they thought they would have more chances to try new things and reinvent themselves.
Whether our perceptions of each other’s countries are correct or not, for all of us the grass certainly looked greener on the other side of the fence.
You could. Personally, I would wrap the Velox strip all the way around the rim and stick it to itself with a piece of adhesive tape. Once a tube is installed and inflated the Velox won’t go anywhere. And it will be easy to replace in the future without leaving a mess behind.
You need to grease some palms. Lay it on thick.
I think this is the post you want:
https://lemmy.world/post/18159539
Edit: @RightHandOfIkaros@lemmy.world is also correct. It was cross-posted to multiple communities.
I think the answer to your question has several layers. I’ll start with the most general layer and get more specific from there…
The ActivityPub protocol, which Lemmy and Mastodon (and other services) use to communicate, is published by W3C and was developed by a group of people. This page on W3C includes a list of authors. It looks like at least one author has a Mastodon account; I’m curious to see if mentioning them here will federate to Mastodon and get a response: @cwebber@octodon.social
The main developers of the Lemmy software are @dessalines@lemmy.ml and @nutomic@lemmy.ml.
Each Lemmy instance (there are >600 of them) was started by a different person. This is usually (but not always) the first admin listed in the sidebar on that instance’s homepage. Sometimes the founder is not the most active admin; in many cases they have recruited others to help in order to spread the work and reduce the chance that the instance dies when the founder has some unforeseen life event. Here are a few people who started some of the larger instances:
@dessalines@lemmy.ml (mentioned above)
@ruud@lemmy.world
@sunaurus@lemm.ee
@TheDude@sh.itjust.works
@db0@lemmy.dbzer0.com
@smorks@lemmy.ca (took over that instance from a previous owner)
I think others have answered your question better than me, but I’ll chip in my two cents anyway.
The definition depends on who is saying it.
Within mainstream US politics, Republicans use “liberal” as a catch-all pejorative for any person or group further to the left of themselves. It is usually aimed at Democrats but could also refer to Greens, communists, etc.
The irony is that, in a broader political context, Republicans are very much liberals, too. People outside the US political mainstream who sneer about “liberals” are usually referring to this larger group, which basically encompasses the capitalist status quo in the “western” world.
Beware the myth of the self-made man.
If you win a state by one vote (offer not valid in Nebraska and Maine), you get all that state’s electoral votes.
I’m going to pile on to your good answer.
Since you only need 51% to win all of a state’s electoral votes, any additional votes beyond 51% could be considered excess votes that are not helpful. The system rewards candidates whose supporters are spread around, and punishes candidates whose supporters are heavily concentrated in a handful of states.
For example, in 2016 Hilary Clinton got 4,269,978 more votes in California than Trump. That’s 4,269,977 more than she needed to win the state. Meanwhile, she lost Michigan by 10,704 votes, lost Pennsylvania by 44,292 votes, lost Florida by 112,912, etc. Hell, she lost Texas by less than a million votes. If Hilary’s supporters in California had been spread around in other states she would have won the national election easily.
Supposedly this is at Beth Israel Deaconess Hospital in Plymouth, Massachusettes. I would not be surprised at all if it’s real; having a Dunkin’ Donuts in the hospital would totally track for Massachusetts.
You might like this fun article from The Atlantic last week: Congress Accidentally Legalized Weed Six Years Ago
Here’s an archive.is link for those who prefer it.
This community is going to stay open for now. I found another user interested in taking over moderation. Mentioning @ReadyUser31@lemmy.world for info.
Also, after further discussion with other users, I’m less enthusiastic about shutting down whitepeopletwitter. It’s our instance’s busiest community, so closing it would feel like a significant loss. And moving a high-traffic community to lemmy.world exacerbates the problem of Lemmy’s federation throughput bug, which hasn’t been resolved yet.
Predators have forward-facing eyes.
Muppets have forward-facing eyes.
The science is clear.
I kept this community open because @SendMeYourTaTas@sh.itjust.works volunteered to mod. Though they appear to have been inactive for a few months. I reached out to see if they’re still around. If I don’t hear back then I think we should go ahead and merge this community with !microblogmemes@lemmy.world. The mod over there, @ReadyUser31@lemmy.world, was okay with merging when I asked in February.
That’s a fair point. I can try to avoid politics in this community in the future.
As for this post, I’ll defer to the community mod to either leave it up or take it down. No hard feelings from me either way.
Hilary got more than enough votes. She received 2.9M more votes than Trump. Her problem was that her support was much too concentrated in a small number of states. The Electoral College math punishes candidates in that situation.