• 3 Posts
  • 240 Comments
Joined 1 year ago
cake
Cake day: July 10th, 2023

help-circle






  • Some of his advice (mainly the first “baby steps” of paying off debts and getting some money saved) is reasonable enough. Snowball method of paying off debt may not be the most mathematically advantageous, but it does give psychological quick wins to those who may need it most. Paying off high-interest loans first doesn’t mean much if you get frustrated and give up. Setting a budget is also important.

    Once you get past that his advice is pretty awful though. Yes, I use credit cards but I pay it off. Yes, I have a car loan but its interest rate is so low I pay a rounding error’s worth of interest through the life of the loan. No, I’m not paying my mortgage off on a 15-year schedule because its interest rate is plenty low as well and I’ve got better things to do with my paycheck.



  • Yesterday I accidentally commented in .ml and mentioned that voting third party in our current voting system is playing with fire to get a worse candidate in office. I was told I must therefore start a grassroots movement for ranked choice voting, because apparently I can’t have an opinion without a movement.

    Normally I let a few downvotes get under my skin more than I care to admit, but in this setting it was kind of a badge of honor. Honestly it was kind of “fun” to see what people were saying.


  • Ah so now it’s elaboration and credible sources.

    Uh, yeah? If you’re going to make a vague claim without evidence it’s fair to ask for details and some assurance that you’re not making things up

    I’m already one up on this with an article from the FT about insurance costs being higher due to the increased likelihood of an electric car write off.

    How about some actual evidence they’re more reliable? Other than your bizarre hypothetical arguments.

    Again, you’re talking about fragility - something being easy to break when acted on by an external thing. Reliability is about a car breaking down on its own. Something can be fragile, unreliable, both, or neither.

    Tied to the dealer. There’s very few independent EV garages. 95% of the time you’ll have to take the price for any repair they offer you. You can’t shop around.

    Still has nothing to do with the likelihood of a car breaking down with normal use - in fact, you’re kind of proving my point because if they did break down all the time, maybe you’d see EV shops opening up? Or existing shops branching out? Not sure why you think they’d refuse the business opportunity

    Complexity. Although they often use the “one moving part” argument with all the extra infrastructure for charging etc they can have very bespoke electric parts. Which means no simple of the shelf pattern parts that are as good for much less. Dealer parts only.

    Delay in these parts. There just isn’t enough of a parts infrastructure at the moment. This can even cover simple things like lights or trim.

    Not enough technicians.

    Again, NONE of this has anything to do with the likelihood of a car breaking down. You’re predicting (maybe accurately, maybe not) what would happen if a breakdown were to happen. And your points aren’t really inherent to electric vehicles as much as they are to less-common ones. Much of what you said could apply to a kei truck brought in from Japan, a decades-old car, a supercar, or a car you just don’t see on the road as often like a Smart car or Mini Cooper.












  • What are you talking about? 200A is a HUGE panel as it is. You’re going to have a hard time getting bigger than that on a residential connection. If you go balls to the wall with the big stuff in your house, you’d be looking at about 30 amps for AC, 50 for stove and oven (by the way, that’s all burners and oven running at the same time. Happy Thanksgiving?), 30 for a clothes dryer, and you still have 90 amps at 240 volts remaining.

    Oh, and realistically that’s two 90-amp sets of 120 volts. And really, most people charge their car at night, when demand and rates are lower. Maybe your AC is going to run occasionally, but you’re probably not making that Thanksgiving feast while laundry is going