For anyone finding this later. Unfortunately I’ve had to come off Actual :-(

While the gocardless syncing works really well, Actuals code for merging transactions is just too flaky for the banks I use. I end up having multiple similar transactions, done on the same day for the same amount, collapse into one and while you’re meant to be able to just set a starting date and an account value, Actual kept on syncing transactions from before the starting date.

I appreciate it’s open source and given I’ve paid nothing I should expect nothing. All good. But there wasn’t any engagement in the discord support section nor any response to bugs filed. It’s clearly under active development but the QA side doesn’t get enough attention that I could get it to work for me.

While I understand they don’t want to accept bugs without repro steps, there’s not enough scaffolding for capturing data and submitting issues inside the app.

I know I could get on that and fix it. I’m not complaining. I’m glad Actual works for many. But the transaction syncing totally did not work for the banks I used and so I’ve had to stop using it.

Been on PhotoPrism+ for a few years (90000 photos, 9000 videos). I use PhotoSync and it’s rock solid (although I go through an FTPS server for sync) - I’ve never ever had an issue with it. Yes, it’s third party, but for me it has just WORKED. Can also highly recommend PhotoPrism although I don’t edit many tags.

The only thing we can hope for is that Musk is dumb enough to volunteer to be “apprehended” by ED209. He strikes me as having that much techno-optimism (also see: Steel ball against Cybertruck window).

Yeah, don’t for a second think this wasn’t part of the deal he made with Musk.

I don’t quite understand how this is an issue.

I mean personally I’m happy with anonymised ads from DDG in return for anonymised Bing searches (+their own guffins) but I think it’s fair enough, if you really want to see no ads, that some turn to Kagi.

Checking in from Voyager. The waters great over here - come join us!

Looks great. Will definitely try out.

Day to day I just use LunaSea. Added convenience of being able to add a film from a phone.

You’ll be able to fit a finger under it I bet.

Would HAVE. Could HAVE.

The original author tried to turn it into a business. Turns out that was next to impossible up against YNAB. Gave it to the community who’s keeping it current.

I’ve literally just switched to Actual (3 days in) after living out of a homemade Excel YNAB clone for years and years. Overall it’s great and the bank syncing really works (except with a weird issue around starting date and starting balance).

I love that it’s open source, E2E encrypted, self-hostable and the data lives in a SQLite database.

If I haven’t found any major snags, I’ll of course become a supporter in a couple of weeks.

Yes, it works a treat in the EU (due to PSD2, which mandates open banking) and U.K. (which is copy/pasting PSD2 to ensure their banks aren’t left behind).

I’m syncing with Handelsbanken UK, American Express, Lloyds, Monzo and Starling, all in the UK. Works a treat except most of the banks actually rate limit you to a couple of syncs per day.

I agree with everything you’ve said.

I think if Starmer said “we aren’t going to raise tax on personal income, but on capital gains” he wouldn’t have to tie himself in knots trying to define “working people”.

I’m not trying to split hairs; it’s Starmer (who I, for clarity, support) that’s refused to be clearer about what he intends to do and ends up having everyone debate what “working people” means.

The challenge is that they clearly want some kind of threshold where personal income is also additionally taxed, and that’s when “working people” becomes a weird “I’ll know it when I see it” debate.

FWIW, I’m in the highest tax band and I support raising the highest tax band AND raising capital gains tax. It’s not Labour’s intent I disagree with, it’s their crappy own-goal communication style.

Depends on where you live. Many places you can’t trust the government and they know almost nothing about you.

In Scandinavia every citizen has a registration number and the government has deployed state-enforced online digital identity system.

It’s not a privacy nightmare if you can trust the government. And in Scandinavia you generally can.

I’m curious about your definition of shareholder; what if I owe £80 worth of fractional shares in an app-based investment service? Does that make me a shareholder?

The board doesn’t care about the number of people employed. They care about the current profitability and future profitability.

Of course that’s their job; to look after shareholder interests. And the money would move to a better investment if they didn’t.

It’s the whole system you need to change, if you seek change, not moan about an individual CEO.

Linus unprofessional?! Surely you jest!!

There will be a million security issues across all OSS. Some of it will be intentional; if so definitely don’t expect it to be a “findable” back door. It will be a set of vulnerabilities across several projects, that when combined allow the perpetrators privilege-escalations or a known path through a security system. Removing “Russians” from contribution doesn’t actually stop that, everyone can use a VPN and work as an American or whatever, but it does send a signal.

Got it. Saying “this is how free markets always end” if they meant “free markets tends to move towards monopolies” confused me.

Yes but the statement was “this is how free markets always end”. And I’m just wondering if the commenter has actually been around to see “free markets ending.”