You aren’t alone. I also refuse to install apps like that. I also really hate it when companies don’t have the option to not store my card or personal information.

I’m similar but I don’t like the idea of someone swiping my phone and maybe being able to get into my payment apps so while I use online banking, I don’t let it save my login information. Is kind of a birch to have to log in everytime, but makes me feel safer