While that’s the hope, if an insurance agent refused to cover a cop (even if for good reason) that agent would spend the next six months to a year having to buy new headlights every time they drive.
The agent is a local, usually small business, and acts as a buyer on your behalf. They guide you on coverage to get, and the options available to you.
Those quotes come from the major insurance companies you always see advertised. They are the ones underwriting your coverage. These are almost invariably faceless corporations, with decisions by faceless computers.
The local agent can’t do anything but recommend coverage elsewhere.
While that’s the hope, if an insurance agent refused to cover a cop (even if for good reason) that agent would spend the next six months to a year having to buy new headlights every time they drive.
That’s stalking and illegal. I also don’t think I’ve ever known the full name of any insurance rep but i didn’t use local ones.
The agent is a local, usually small business, and acts as a buyer on your behalf. They guide you on coverage to get, and the options available to you.
Those quotes come from the major insurance companies you always see advertised. They are the ones underwriting your coverage. These are almost invariably faceless corporations, with decisions by faceless computers.
The local agent can’t do anything but recommend coverage elsewhere.
Legalities never stopped them before.
If an insurance company refused to carry a cop, they’d be sued out of existence by every police union and booster org in the nation.